Working Capital
Funding to manage inventory, receivables, payroll and daily operating cycles smoothly.
Business Finance
Capital that helps your business move forward.
From working capital to expansion, Finyra helps business owners understand financing options and navigate relevant institutional routes with structured guidance.
50+
Institutional relationships
India
Wide service reach
1:1
Expert guidance
Funding routes
F
What can we help fund?
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01
Working capital and day-to-day cash-flow needs
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02
Business expansion, new branches and capacity growth
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03
Equipment, machinery and business assets
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04
Qualified balance-transfer and refinancing needs
Final terms remain lender-dependent
Business loan solutions
Funding structured around the way your business works.
Different businesses need different forms of capital. We help you understand the route that fits your profile, purpose and available documentation.
Business Expansion
Finance for new locations, additional capacity and other growth initiatives.
Equipment Finance
Explore structured funding for machinery, equipment and other business assets.
Balance Transfer
Review existing finance and explore potential restructuring or refinancing routes.
Why Finyra
We focus on fit, not just approval.
A business loan is more than a number. Tenure, repayment structure, documentation, business vintage, banking profile and lender policy all influence how a facility fits your cash flow.
01
Needs-first assessment
Start with the actual funding purpose and business context.
02
Institutional options
Navigate relevant banks and NBFCs within the available network.
03
Documentation guidance
Understand what may be required before an application is submitted.
04
Process support
Stay informed through the application and lender-coordination journey.
Common eligibility factors
What lenders typically review.
01
Business vintage
Age and continuity of the business can influence available lending routes.
02
Turnover & cash flow
Revenue trends, banking behaviour and repayment capacity may be reviewed.
03
Credit profile
Personal and business credit history can affect eligibility and pricing.
04
Documentation clarity
Clear financials, KYC, statements and business proofs can help the process.
Eligibility, interest rates, loan amounts and approval remain subject to
the respective lender's policies, underwriting norms and assessment.
How it works
A clear path from requirement to application.
Our role is to simplify the journey while keeping expectations transparent.
Understand requirement
Discuss the purpose, amount needed, timeline and business context.
Review profile
Consider the information and documents needed to identify relevant routes.
Explore options
Compare relevant institutional options based on the information available.
Move through process
Navigate application and lender coordination with clearer next steps.
Business loan calculator
Estimate your monthly EMI.
Use this as an indicative planning tool. Actual repayment terms depend on the lender, rate, fees and approved structure.
Estimated monthly EMI
₹55,611
Total Interest
₹8,36,660
Total Repayment
₹33,36,660
Indicative calculation only. Lender-specific rate, fees, tenure
and repayment terms may differ.
Documents
Keep the basics ready.
The exact checklist varies by lender and product, but these are commonly requested.
KYC & Identity
PAN, Aadhaar, address proof and business-owner KYC where applicable.
Business Proofs
Registration, GST certificate or other business documents where applicable.
Financial Records
Bank statements, recent ITRs, financial statements and turnover-related records.
Additional Papers
Property papers, quotations, invoices or other supporting documents when required.
Frequently asked questions
Business loans, answered clearly.
How much business finance can I apply for?
There is no single amount that fits every business. The applicable amount can depend
on turnover, profitability, banking behaviour, business vintage, credit profile,
lender policy and the purpose of the finance.
Can a new business get a business loan?
Some lenders have products for newer businesses, while others require an established
operating history. Eligibility varies by lender and borrower profile.
What interest rate will I get?
Rates are determined by the respective lender and can vary based on credit profile,
business strength, security, tenure, product type and other underwriting factors.
Can Finyra guarantee approval?
No. Finyra can provide guidance and help identify relevant institutional routes,
but final eligibility, terms and approval decisions are made by the respective lender.
Do I need collateral?
Collateral requirements depend on the product, loan amount, business profile and lender
guidelines. Some facilities may be unsecured, while larger limits can require security.
Ready to explore?
Let's structure the right business finance route.
Tell us what you need to fund, and our advisory team can help you understand the next practical steps.