At Finyra Solutions ("Finyra," "we," "us," or "our"), we respect your privacy and are committed to protecting your personal and financial information. This Privacy Policy outlines our practices regarding the collection, use, disclosure and protection of your data when you visit our website or utilize our financial advisory services.
Information We Collect
To provide our financial distribution and advisory services, we may collect the following types of information:
Personal Identification
Name, date of birth, age, gender, photograph, PAN, Aadhaar number, passport details or other government-issued identifiers.
Contact Information
Email address, phone number, residential address and permanent address.
Financial Information
Bank account details, salary slips, ITRs, credit scores, existing loans, assets and liabilities.
Employment / Business
Employer, designation, business vintage, GST details and corporate financial statements.
Technical Data
IP address, browser type, device information and usage data collected via cookies as you navigate the website.
How We Use Your Information
Finyra Solutions acts strictly as a financial distributor and advisory entity. We use your information for the following purposes:
Service Delivery
To assess your eligibility for various financial products such as loans, credit cards and insurance.
Institutional Matching
To share your profile, with your consent, with banking and NBFC partners for requested products.
Communication
To send application updates, respond to inquiries and provide customer support.
Improvement
To analyze website usage and improve digital interfaces and service offerings.
Legal Compliance
To comply with applicable laws, regulations and guidelines mandated by the RBI or other statutory bodies.
Information Sharing & Disclosure
We do not sell, rent or trade your personal information to third parties for marketing purposes. We may share your information only in the following circumstances:
Financial Partners
With RBI-regulated Banks, NBFCs and Insurance Companies to process financial products you have requested.
Service Providers
Vendors supporting document verification, secure data hosting and SMS/Email communication.
Legal Requirements
Where required by law, court order or governmental authority for regulatory compliance or fraud prevention.
Data Security
We implement physical, electronic and procedural safeguards intended to protect your data. These include secure server hosting, encrypted data transmission (SSL/HTTPS) and restricted access controls for employees.
We strive to use commercially acceptable means to protect information, but no method of transmission or storage can be guaranteed to be completely secure.
Your Consent
By using our website, submitting an inquiry or providing documents to our representatives, you consent to the collection, use and sharing of your information as described in this Privacy Policy.
You explicitly authorize Finyra Solutions and its lending partners to fetch your credit report from bureaus such as CIBIL or Experian to evaluate your eligibility.
Cookies and Tracking
Our website uses cookies to enhance the user experience. Cookies are small data files stored on your device that help us remember preferences and understand website traffic.
You can instruct your browser to refuse all cookies, but doing so may limit your ability to use certain features of the site.
Your Rights & Data Retention
We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, or as required by law.
You may ask for access to information held about you.
You may ask us to correct information that is inaccurate.
You may request deletion subject to regulatory and record-keeping requirements.
To exercise these rights, please contact our Grievance Officer through the official channels listed on the relevant legal pages.
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The updated version will be posted on this page with the revised "Last Updated" date.
We encourage you to review this policy regularly.
Contact Us
If you have questions, concerns or grievances regarding this Privacy Policy or our data practices, please use the official contact details below.