Questions deserve straight answers.

Finyra Solutions operates as a financial advisory and distribution entity connecting clients with banks, NBFCs and insurance institutions. Finyra does not lend its own capital; final approval, pricing, credit limits and policy terms are determined by the relevant institution.

For standard retail and SME loan processing, Finyra's stated model does not rely on upfront consultation fees. Any separately agreed advisory engagement should have its scope and fees documented before work begins.

Use Finyra's official support channels to verify a representative before sharing sensitive information. Never share OTPs, banking passwords, PINs or other confidential credentials with a representative.

Turnaround time varies by product, lender, documentation and underwriting complexity. Personal and unsecured business facilities may move faster, while mortgages and complex corporate facilities can require additional property, legal and credit checks.

There is no single universal CIBIL score requirement. Some lenders may prefer stronger scores for unsecured facilities, while the final decision also considers income, existing obligations, product type, documentation and lender policy.

FOIR stands for Fixed Obligation to Income Ratio. It compares fixed monthly obligations with income and is one way lenders may assess repayment capacity. Acceptable levels vary by lender and product.

Not necessarily. Eligibility benchmarks are useful reference points, not universal approval rules. The relevant lender decides which criteria apply to your particular product and profile.